Things you thought were insured but are NOTDo you know exactly what’s covered by your home insurance? Home insurance typically covers your home and its contents against the most common types of loss, but there are exceptions. Pete Karageorgos of the Insurance Bureau of Canada (IBC) talks to us about what kinds of things might not be covered and what we should do about it. The first step is to know what kind of coverage you have. Karageorgos says, “Review your policy limits every year when you get your renewal in the mail.” If you have questions or concerns, the IBC offers what he describes as, “a consumer information centre where people can get some unbiased advice from our consumer information officers.” In the meantime, here are some things that are likely NOT fully covered by your home insurance. by Rebecca Cuneo Keenan
- Hands up if you find it difficult"if not impossible"to get to the gym three times a week. Or even once a week. Not everyone is as fortunate as Corporal Erin Anderson of CFB Borden who gets paid to include exercise in her work week. Even with allotted fitness time and access to world-class facilities, however, she concedes, "it's a challenge to find time to keep up my fitness levels." The good news is that there are dozens of ways to sneak exercise into your life. Even 10 minutes of cardio a day will help lower your risk of disease, reduce stress and improve sleep. That's the key: routine. Choosing physical activity over staying stationary should become so automatic that you don't even need to plan for it.
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