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You should never spend beyond your means on any product, but based on your beauty routine and priorities there are some cosmetics and skincare buys that are worth a bit of a splurge. Decide on a budget and opt for the best quality product within that price range. For instance, if you wear foundation every day but rarely wear lipstick, invest in a good foundation and stick to lip gloss. If you’re buying new brushes every few months, maybe it’s time to treat yourself to a set that will last — you’ll probably end up saving in the long run.