The Canadian health care system is far from perfect (just ask anyone passing their time in those emergency room waiting areas). Still, when you look at how things go for our neighbours south of the border, it really makes you appreciate the fact that we can usually walk into a doctor’s office or hospital, and keep our costs down to things like private rooms and antibiotics.
Especially when you consider — in approximated Canadian dollars — just what it could cost us as a traveller without insurance if any of the following were to happen to us in the Land of the Free:
AN AMBULANCE RIDE
Typical fees: $522.02-$1,566.07 plus mileage
Meanwhile back in Canada, an out-of-province ambulance ride could cost anywhere from $240-$700.
A BROKEN FINGER
Emergency room fee: $652.53
Finger X-ray: $130.51-$1305.06
Non-surgical treatment: $469.82-$625.12
Plus doctor’s fee: $117.49-$261.01
Surgical treatment: $3,523.66-$4437.20
Plus doctor’s fee: $326.27-$1239.81
Depending on the severity, the state you’re in and complexity of the repair: $261.01-$3,915.18
A SPRAINED ANKLE
An ankle wrap: $167.05, or short leg cast: $310.60
Doctor’s fee: $117.46-$261.01
AN EAR INFECTION
Doctor’s visit: $32.63-$326.27
URINARY TRACT INFECTION
Exam fee at a clinic: $91.35-$116.15
Exam fee at a doctor’s office: $130.51+
Urine culture analysis: $39.15-$58.73
Depending on how severe and which treatments are required, an emergency room visit runs anywhere from $195.76-$3,915.18
GOING INTO LABOUR
The cost of delivering a baby varies by geographical location. It’s more expensive in the northeast and on the west coast than in the south. Still, it’s estimated to cost a pretty penny too.
Operative delivery: $11,745.54-$22,186.02
By our calculations, this is insane. May we recommend travel insurance and/or medical insurance every time your Canadian foot steps on American soil?