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Apple just made it even easier for Canadians to send them more of their hard-earned money.

The tech giant’s year-old mobile payment service is now available in Canada, but there are a few things you should know before downloading it. For one, it’s only compatible with American Express credit card holders right now. But since Apple Pay accepts other major credit cards like Visa and MasterCard in the U.S., we imagine it’s only a matter of time before they become useable here as well (although they haven’t made any official announcements on that front).

In theory, Apple Pay should be compatible with all point-of-sale machines equipped with near field communication. In other words, if the machine has “tap” payment functionality, it should be fine with Apple Pay. Just bring your phone near the machine like you would a credit card, and it will pull the funds directly from your account in the exact same way.

Not surprisingly, the service makes in-app purchases even easier to make, as they can be done with one touch of a button.

For those who don’t know, Apple Pay is a service that allows you to upload your credit and rewards cards to a “mobile wallet”, so that you can pay for almost everything with your devices. The company says it’s secure because credit card data isn’t actually stored on the phones or watches at all. Thieves also won’t be able to access your money if they steal your device, as each payment requires the user to provide “touch ID” (a fingerprint scan).

Apple Pay will also launch in Spain, Singapore and Hong Kong in 2016.

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