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Housing prices across Canada seem like they’re constantly on the rise, and many Canadians who dream of owning their own home, or even upgrading or downgrading, are feeling the pinch. And it hurts. Property may be one of the best investments a person can make, but geography definitely dictates that.

The price of making that investment varies extensively across the country. RentSeeker.ca and Blue Chip Mortgage looked at what it actually costs, and what your income needs to be to purchase a home in many cities across Canada. Depending on where you live, moving might not be in the cards anytime soon.

VANCOUVER

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Average home price: $810,600
Needed income: $152,145

It’s still better than West Vancouver where it’ll cost you your firstborn the average home price is $1,757,700 and the income required to live there is upwards of $320K. Soooo, basically professional athletes and CEOs.

VICTORIA

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Average home price: $490,377
Needed income: $99,641

It’s a small price to pay if you can handle being a couple hours away from the mainland. For all this beauty? Yeah, probably.

CALGARY

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Average home price: $443,744
Needed income: $87,761

It may have high wages and low taxes, but it snows in the summer. Just…no.

EDMONTON

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Average home price: $359,392
Needed income: $74,817

See: Calgary. Though Edmonton is an up-and-coming hot spot.

SASKATOON

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Average home price: $354,400
Needed income: $73,539

Some consider the cost of living too high for what you get out of the city, but at least you can find their delicious berries there. And sunsets like this.

REGINA

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Average home price: $303,355
Needed income: $64,400

If you don’t mind being that close to Montana and North Dakota, have at it.

WINNIPEG

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Average home price: $266,837
Needed income: $58,716

Again, North. Dakota. (And Minnesota.) But look at that needed income. Definitely doable.

TORONTO

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Average home price: $630,858
Needed income: $126,530

The numbers probably don’t have you clutching your pearls, but is anyone else surprised that Vaughan, Ont. (where the average home price is $717,414 and the needed income is $140,804) is more expensive than T.O.?! One can only take so much of Canada’s Wonderland and Vaughan Mills.

OTTAWA

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Average home price: $359,759
Needed income required: $76,145

The capital of Canada is considered the best place to retire, so this is the place for you if you want a more serene way of life. Very serene. Like, be in bed by 8 p.m. serene.

MONTREAL

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Average home price: $328,862
Needed income: $68,378

A stone’s throw away from the best place to live in Canada, but with all the big city perks. Plus, it’s the closest thing we have to metropolitan Europe in our fine country.

FREDERICTON

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Average home price: $156,000
Needed income: $36,836

New Brunswick’s capital has the lowest numbers in the nation — lower than Trois-Rivières, Que. and Charlottetown, PEI. In comparison, Fredericton is super affordable.

HALIFAX

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Average home price: $280,035
Needed income: $56,483

Idyllic for those looking for a big city with a small-town feel, music lovers, and those who enjoy the smell of the ocean.

CHARLOTTETOWN

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Average home price: $162,928
Needed income: $38,091

Tiny town with an even tinier town feel. If that’s what you’re going for.

NEWFOUNDLAND & LABRADOR

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Average home price: $282,350
Needed income: $59,454

Sure, you can live here, but only if you can tolerate eight-month-long winters. And as long as you can recognize that Newfoundland and Labrador aren’t Cape Breton on a map, you’re good.

Rethinking buying or selling now?